Best LIC Plans To Invest kolkata 2022

 

Best LIC Plans To Invest

Life insurance policies are an indispensable part of life as it plays a pivotal role in carving the uncertainties of life. When it comes to life insurance policies, LIC (Life Insurance Corporation of India) is the first name that occurs to everyone’s mind as it is not only one of the most trusted but also a leading insurance company in India for ages. LIC started its journey in 1956 and since then it has been serving its customers faithfully fulfilling each requirement of them without any fail and has built up a customer base of over 250 million in India. Along with the life plans, LIC has also come up with different scholarships and programs that help others to grow.

LIC has presented a sack full of life insurance products ranging from retirement plans, endowment plans, term plans, ULIP plans to plans for children, money back plans, and many more with lots of variants to cater to the varied needs of every individual. These plans are dynamic and flexible and are designed in a customer-friendly manner, keeping in mind the needs of the consumers. As life is uncertain; any unfortunate unforeseen incident may happen at any point in life, these plans offer you enough financial protection and safeguard you and your family, even in your absence. LIC has always kept its promise, “Zindagi Ke Saath Bhi, Zindagi Ke Baad Bhi” and is still thriving. Here we will talk about the best LIC plans for 2022 to invest in.

Best LIC Plans To Invest in 2022

As LIC has come up with a bundle of life insurance plans along with lots of variants with varied benefits, here the top 10 best LIC plans 2021 have been selected and brief details of each plan will be discussed. Let us have a look at the below table.

Plan Name	Plan Type	Entry Age	Maximum Maturity Age	Sum Assured	Policy Term	Policy Paying Term
LIC’s Jeevan Umang	Whole Life Plan	Minimum – 90 days Maximum – 55 years	100 years	Minimum – Rs. 2 lakhs Maximum – No upper limit	100 – age of entry	15, 20, 25, and 30 years
LIC’s New Bima Bachat Plan	Money Back Plan	Minimum – 15 years Maximum – 50 years	59 years for term 9 years, 62 years for term 12 years, 65 years for term 15 years	Minimum – Rs. 35,000 for term 9 years, Rs. 50,000 for term 12 years, Rs. 70,000 for term 15 years	9, 12, and 15 years	Single premium
LIC’s Pradhan Mantri Vaya Vandana Yojana	Senior citizen plan	Minimum – 60 years Maximum – No upper limit	–	Purchase price (for annual pension mode)	10 years	Yearly, half-yearly, quarterly, and monthly.
				Minimum – Rs. 1,56,658 Maximum – Rs. 14,49,086
LIC’s Tech Term Plan	Term Assurance Plan	Minimum – 18 years Maximum – 65 years	80 years	Minimum – Rs. 50 lakhs Maximum – No upper limit	10 to 40 years	Regular premium and limited premium
LIC’s Nivesh Plus	ULIP Plan	Minimum – 90 days Maximum – 70 years and 35 years	85 years for Option 1 50 years for Option 2	Minimum – Rs. 1 lakh Maximum – No upper limit	10 years to 25 years	Single premium
LIC’s New Jeevan Shanti	Pension Plan	Minimum – 30 years Maximum – 79 years and 35 years	Vesting age	Purchase price	–	Yearly, half-yearly, quarterly, and monthly
			Minimum – 31 years Maximum -80 years	Minimum – Rs. 1,50,000 Maximum – No upper limit
LIC’s Bima Jyoti	Endowment plan	Minimum – 90 days Maximum – 60 years	75 Years 65 Years for policies procured through POSP-LI & CPSC-SPV	Minimum – Rs. 1 lakh Maximum – No upper limit	15 to 20 years	Policy term minus 5 years
LIC’s New Children’s Money Back Plan	Children + Money Back Plan	Minimum – 0 years Maximum – 12 years	25 years	Minimum – Rs. 1 lakh Maximum – No upper limit	25 minus age of entry	25 minus age of entry
LIC’s Arogya Rakshak	Health Plan	Minimum: Adult – 18 years Dependent children – 91 days Maximum: Adult – 65 years Dependent children – 20 years	–	Minimum – Rs. 2.5 lakhs Maximum – 10 lakhs	Adults: 80 minus age at entry, 70 minus age at entry Dependent child – 25 minus age at entry	Yearly and half-yearly
LIC’s New Jeevan Anand Plan	Endowment Plan	Minimum – 18 years Maximum – 50 years	75 years	Minimum – Rs. 1 lakh Maximum – No upper limit	Minimum – 15 years Maximum – 35 years	Yearly, half-yearly, quarterly, and monthly.